Enjoy all the benefits of being a member of CommunityWide Federal Credit Union. You'll be our member, and a part owner of YOUR credit union - not just another customer others take advantage of. We're here for you.
Why not bring all of your savings and checking funds to CommunityWide? You'll be glad you did!
Loan repayment and other problems are handled by local persons who know you and who are willing to work with you in times of difficulty. No disinterested person will demand full payments "no matter what".
Rates as low as 9.9% with Fico Credit score of 700 and higher. For Fico scores 699 and lower, corresponding APR is 13.9%.
Fixed Rate No interest charge, if paid in full each month.
Pay directly from your account.
Have you ever accidentally overdrawn your checking account? We can automatically transfer money from your savings or will even attempt to call and inform you of the problem. You will be given a chance to make a deposit before any checks are returned. You pay an overdraft fee of only a few dollars to cover our costs. If a check is returned, our charge is only $15, not $25, $30 or more.
Your dividends will be deposited into your account at the end of each month where they will be compounded. There is no need to tie up your money for three months or more or maintain a balance of $2,500 or more to earn a high rate of return.
You can access your savings and checking accounts at thousands of ATM terminals across the country.
You can deposit payroll or government recurring payments into your savings or checking accounts electronically. Many area employers also offer payroll deduction.
Make purchases through your checking account without having to write checks.
Low cost credit life and disability insurance is available on all loans.
Premiums are added to your loan balance at the end of each month, not "up front", saving you interest costs and early payoff penalties.
Tickets to Great America and Cedar Point are available at substantial discounts. The savings you'll realize can be used to enjoy your vacation.
At CommunityWide, you'll find that you can earn a good return on your money without tieing it up for a long period of time. Dividends will be paid based on the balance in your account each day.
Our high yield savings accounts pay a good return on money you want to be available at any time.
Our "Funds" accounts pay top dividends yet allow you monthly access to your money without penalty.
All of your money is insured-safe up to $250,000 per account by NCUA, an agency of the Federal Government. Your money could be in no safer place than CommunityWide.
With our excellent dividends and no account maintenance fees, there'll be more money in your pocket! Also, all of your account information will appear on one convenient statement.