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Loan Rates

What type of loan is right for me?

With a variety of loan options available at CW, you might be wondering which one is the best fit for your needs. The simple answer is: the loan that works best for YOU!

At CW, we offer competitive loan rates and flexible terms to suit a wide range of financial needs. Whether you're looking to finance a new car, consolidate debt, or achieve a major milestone like buying a home, we have a loan option designed to support your goals. Unlike other financial institutions, we focus on providing personalized loan solutions, ensuring that you get the best possible rate and terms tailored to your situation.

To help you choose the loan that’s right for you, here’s an overview of each loan type we offer.

CW Loan Rates

Rates subject to change without notice

CW Motor Vehicle, Motor Home, Camper Loans
Effective Date: Monday, September 16, 2024

Loan Rates As Low As...

YearAPRTerm
2021-2025 7.49% 0-48 Months
2021-2025 7.99% 49-60 Months
2021-2025 8.49% 61-72 Months
2021-2025 8.99% 73-78 Months
2020 & Older 8.99% 0-48 Months
2020 & Older 9.49% 49-60 Months
2020 & Older 9.99% 61-72 Months
2020 & Older 10.49% 73-78 Months
Add 2.0% for all Sports Utility Units (non-auto)
The term in months may vary from that shown above based on the applicant's credit profile, or the type, mileage, and condition of the vehicle.

CW Credit Cards
Effective Date: Saturday, September 28, 2024

Loan Rates As Low As...

NameAPR
CW Platinum 11.99%
CW Rewards 17.99%
If you pay your balance in full each month you will not be charged any interest. You will have the option to pay by mail, by phone, online, or directly from your CW account.

CW Share Secured Loans
Effective Date: Monday, September 16, 2024
APRMaximum Term
6.49% APR fixed 84 months

CW Personal Loans
Effective Date: Monday, September 16, 2024

Loan Rates As Low As...

APRMaximum Term
11.49% APR Fixed 84 months

CW Home Fixture Loans
Effective Date: Monday, September 16, 2024

Loan Rates As Low As...

APRMaximum Term
9.90% 84 months

*The above rates are based on approved credit and applicant's Auto FICO score of 700 or higher. Rates may vary based on individual credit worthiness. Terms and conditions subject to change without notice.

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