CommunityWide Federal Credit Union Go to main content MyCW

CW Loan Rates

Open an Account Apply for a Loan

Effective March 1, 2022
Rates subject to change without notice

Home Loans


Motor Vehicle, Motor Home, Camper
Effective Date: Monday, April 8, 2024

Loan Rates As Low As...

2020-2024 8.49% 0-48 Months
2020-2024 8.99% 49-60 Months
2020-2024 9.49% 61-72 Months
2020-2024 9.99% 73-78 Months
2019 & Older 9.99% 0-48 Months
2019 & Older 10.49% 49-60 Months
2019 & Older 10.99% 61-72 Months
2019 & Older 11.49% 73-78 Months
Add 2.0% for all Sports Utility Units (non-auto)
The term in months may vary from that shown above based on the applicant's credit profile, or the type, mileage, and condition of the vehicle.

Click here for Auto Loans

Share Secured
Effective Date: Friday, September 1, 2023
6.99% APR fixed 84 month maximum term

Click here for Share Secured Loans

Signature Loans
Effective Date: Monday, April 8, 2024

Loan Rates As Low As...

12.49% APR

Click here for Personal Loans

Equipment Loans
Effective Date: Thursday, September 1, 2022

Loan Rates As Low As...

APRMaximum Term
9.90% 84 months

Click here for Equipment Loans

CW Credit Cards
Effective Date: Sunday, October 29. 2023

Loan Rates As Low As...

CW Platinum 12.49%
CW Rewards 18.00%
If you pay your balance in full each month you will not be charged any interest. You will have the option to pay by mail, by phone, online, or directly from your CW account.

Click here for Credit Cards

*The above rates are based on approved credit and applicant's Auto FICO score of 700 or higher.

Rates may vary based on individual credit worthiness.

Terms and conditions subject to change without notice.



Credit Life & Disability

Go to main navigation