What type of loan is right for me?
With a variety of loan options available at CW, you might be wondering which one is the best fit for your needs. The simple answer is: the loan that works best for YOU!
At CW, we offer competitive loan rates and flexible terms to suit a wide range of financial needs. Whether you're looking to finance a new car, consolidate debt, or achieve a major milestone like buying a home, we have a loan option designed to support your goals. Unlike other financial institutions, we focus on providing personalized loan solutions, ensuring that you get the best possible rate and terms tailored to your situation.
To help you choose the loan that’s right for you, here’s an overview of each loan type we offer.
CW Loan Rates
Rates subject to change without notice
| CW Motor Vehicle, Motor Home, Camper Loans | ||
| Effective Date: Wednesday, January 1, 2025 | ||
Loan Rates As Low As... | ||
| Year | APR | Term |
| 2021-2025 | 6.49% | 0-48 Months |
| 2021-2025 | 6.99% | 49-60 Months |
| 2021-2025 | 7.49% | 61-72 Months |
| 2021-2025 | 7.99% | 73-78 Months |
| 2020 & Older | 7.99% | 0-48 Months |
| 2020 & Older | 8.49% | 49-60 Months |
| 2020 & Older | 8.99% | 61-72 Months |
| 2020 & Older | 9.49% | 73-78 Months |
| Add 2.0% for all Sports Utility Units (non-auto) | ||
| The term in months may vary from that shown above based on the applicant's credit profile, or the type, mileage, and condition of the vehicle. | ||
| CW Credit Cards | |
| Effective Date: Thursday, January 30, 2025 | |
Loan Rates As Low As... | |
| Name | APR |
| CW Platinum | 11.49% |
| CW Rewards | 17.49% |
| If you pay your balance in full each month you will not be charged any interest. You will have the option to pay by mail, by phone, online, or directly from your CW account. | |
| CW Share Secured Loans | |
| Effective Date: Friday, November 15, 2024 | |
| APR | Maximum Term |
| 5.99% APR fixed | 84 months |
| CW Personal Loans | |
| Effective Date: Wednesday, January 1, 2025 | |
Loan Rates As Low As... | |
| APR | Maximum Term |
| 10.49% APR Fixed | 84 months |
| CW Home Fixture Loans | |
| Effective Date: Monday, September 16, 2024 | |
Loan Rates As Low As... | |
| APR | Maximum Term |
| 9.90% | 84 months |
*The above rates are based on approved credit and applicant's Auto FICO score of 700 or higher. Rates may vary based on individual credit worthiness. Terms and conditions subject to change without notice.