Need to Free Up Some Funds?
By paying a $25 fee, eligible CW members can take advantage of our CW Skip-A-Pay program to skip a month's payment and have that payment added to the end of their loan term. This program is designed to provide financial relief, especially during times when budgets are tight, like the holiday season. Imagine having extra cash in your pocket when you need it the most, without the worry of missing a payment!
What you need to know:
Our CW Skip-A-Pay program is a special courtesy extended to members who meet the following eligibility requirements:
- Excluded Payments: Mortgages and VISA credit card payments are not eligible.
- Annual Availability: CW Skip-A-Pay can be used once per calendar year only.
- Loan Status: Your loan must not be more than 30 days delinquent.
- Loan Age: Loan must have been open for at least nine months.
- No Recent Add-Ons: Loans with add-ons from repossession fees or forced insurance within the past 12 months are not eligible.
- Current Insurance: You must have current insurance as required by your loan agreement.
What If I Don't Qualify, But Still Need Help?
CW's Member Service team is here to support you during difficult times because we understand that making payments can sometimes be challenging. If you don't qualify for a CW Skip-A-Pay, please don't hesitate to reach out and share your situation with us. In most cases, our team will work with you to find a solution that helps you keep your loan in good standing and avoid the risk of default. Don’t wait—call us today so we can help you navigate these challenges together!
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Empowering for financially healthy lives
Facing Financial Hardship?
Looking for some guidance on budgeting and getting back on track and out of debt? As a national nonprofit focused on financial wellness, GreenPath is ready to help. One of GreenPath's compassionate NFCC-certified counselors can give you advice on budgeting and planning, and will suggest services and options that support your goals.
