A Savings Account for Every Goal
CW offers a variety of savings accounts to help you reach your short term and long-term financial goals. If you are looking for a savings account that allows immediate access without penalty, a CW Regular Savings is the account for you. Open up a CW Special Savings account to track those funds needed for a longer financial goal such as saving for Christmas or an annual expense. Name your savings account to help you easily identify where your money is going. Whatever your need, we have an account that is right for you!
CW Savings | ||||||||
Effective Date: Sunday, December 1, 2024 | ||||||||
Average Daily Balance | APY | APR | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
$0 and up | 1.25% | 1.243% | $5.00 | $1.00 | Day | Month | Any time | None |
Benefits
Easy Access
- Funds can be easily accessed through transfers to checking accounts, ATMs, online banking transfers, or in-branch withdrawals without penalty.
- Access to surcharge FREE ATMs (Over 30,000 Nationwide) and CO-OP Shared Branching Access with over 5,500 Office Locations Nationwide
- Direct payroll and other recurring deposit options allow for immediate access to your money, (with pending deposits visible as soon as they are received).
Great Online Services
- Free Online and Mobile Banking access with the ability to add savings accounts at no additional fee to help you manage your money.
- Remote Deposit Capture service to deposit checks online from your phone
- Monthly eStatement and Notification options for fast access to the information you need.
Security & Protection
- Free Automatic Transfers and Overdraft Protection for increased savings and spending protection
- NCUA Insurance up to $250,000 per person (or more in some cases, ask us for more information on this).
- FREE Professional Financial Counseling and Education to help you reach your financial goals.
Savings Calculator
We want to help you reach your goals! Please use our calculator to assist you in your decisions.
We Pay You More
Our CW Savings pays you up to 10 times more than you’ll find elsewhere. Dividends are paid at the end of each month on your entire balance. With no monthly service charges and only a $5 minimum balance requirement for CW Regular Savings (additional savings accounts have no minimum balance requirements), all your money, right down to your last dollar, works hard for you each day.