Become a CW Member

CommunityWide FCU is conveniently located in several cities and towns throughout Northern Indiana. We have locations in Elkhart, Goshen, Mishawaka, Plymouth, South Bend, and Warsaw. 

Our member service representatives are available by phone from 9:00 AM to 5:00 PM (ET) on Monday and Thursday; from 10:00 AM to 5:00 PM (ET) on Tuesday and Wednesday; from 9:00 AM to 5:30 PM (ET) on Friday; and from 9:00 AM to 12:00 PM (ET) on Saturday, excluding holidays. We are closed on Sunday.

In addition to this, CW is part of the Shared Branch network extending our reach to locations conveniently located throughout the country with additional office hours.

You can apply for membership at CommunityWide FCU either online, or by stopping into any of our 11 offices.

To open an account online, get started now or click the "Open an Account" button, conveniently located at the top of any page of our website.

You can then step through our guided process to open your new account.

You will need the following to open an account:

• Valid government issued ID, passport, or military identification showing your current address. (If the address is not correct, present a utility bill, bank statement, or paystub showing the correct address.)
• Social Security Number (SSN) or Tax ID Number (TIN)

If you would like to open your account in-office, scheduling an appointment is not necessary, as all our member service representatives are able to open a new account for you. However, if you would prefer to schedule your account opening, please feel free to use our online appointment scheduler so that we can assist you in the process.

If you need to manage the movement of an account from another institution to CW, you can also take advantage of our Direct Deposit Transfer process to assist with easier movement of funds.

Learn more about the benefits of membership with CW, and details on how to qualify for membership.

You qualify to join CW if you are a member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana; if you are an employee, retiree, or donor member of any of our business associations; or as a relative or spouse of an existing member of CW.

If you do not qualify as a member of one of these associations at time of application, you can still qualify as a member, and we can assist you by accepting your qualifying membership dues (most often with a donation of $5.00 to the association of your choice).

You will need the following to open an account:

• Valid government issued ID, passport, or military identification showing your current address. (If the address is not correct, present a utility bill, bank statement, or paystub showing the correct address.)

• Social Security Number (SSN) or Tax ID Number (TIN)

Ready to join? Open an account today!

Still not sure about membership? Learn more about the benefits of being a CW member.

If you would like to add a joint owner you can do this from CWAnyWhere within the account you would like to add the user to. Simply sign in here and then click on the account you would like to add the joint owner to from the dashboard screen and select this icon from the right side of the acount history page to complete the add process:

If you would like to remove a joint owner from your account, the joint member being removed must come into an office and sign off the account. The primary person remaining on the account cannot remove the joint owner. They can, however, close the account and open a new one in just their name if the joint owner is unable to come into an office to sign off the account.

If the person that needs removed from an account is the primary owner, the account must be closed and the joint owner will need to open a new account in their name only.

For further information on this process, please contact us at info@comwide.com

Credit unions are non-profit and exist to help people, not to make a profit. As such, all earnings are returned to their members in the form of high-interest savings and low rate loans.

A volunteer board of directors, elected by the members, governs a credit union. With their vote, each member has a direct impact on the direction of the credit union. Also, "people helping people" is the credit union philosophy.

A credit union's goal is to serve all of their members equally and provide charitable contributions to their community. Credit unions are owned by their members. Each member gets one vote and an equal say in how the credit union is run.

To learn more about the advantages of being a member of CW, click here.

Rest easy knowing that your savings are safe and secure with CommunityWide Federal Credit Union. The National Credit Union Share Insurance Fund (NCUSIF) insures member deposits up to $250,000 per depositor, per ownership category at federally insured credit unions. This coverage is backed by the full faith and credit of the U.S. government, ensuring that no member of a federally insured credit union has ever lost a penny of insured savings.

Single ownership accounts, joint accounts, and certain retirement accounts like IRAs are insured up to $250,000 each. Additional coverage is available through proper structuring of accounts and using different ownership categories. The Share Insurance Estimator can be used to verify that all of your deposits are fully insured by NCUA.

To learn more about this federal insurance, please click here.