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CW Dividend Rates

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Our Interest is Serving Yours

Effective December 19, 2017
Rates subject to change without notice

Term Share Certificates
MonthsAPY
6 1.20%
12 1.50%
18 1.80%
24 2.45%
30 2.50%
36 2.55%
48 2.60%
60 2.65%
Minimum Amount - $2,000

Early Withdrawal Penalty: Any amount withdrawn prior to the maturity date of this Certificate will be assessed a penalty equal to the amount of the withdrawal times the remaining term (days) of this certificate at the rate of 2 times the current APR (divided by 365) paid on this certificate. The penalty amount will be deducted from the amount withdrawn. Dividends earned will be paid at the end of each month and disbursed as directed by the holder. Funds from Certificates will be deposited into regular shares on the maturity date unless other arrangements are made. Savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

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Savings
Average
Daily
Balance
Daily
Savings
Minimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$500 to 999 0.30% APY $5.00 $500 Day Month Any time None
$1,000 to 1,999 0.30% APY $5.00 $500 Day Month Any time None
$2,000 to 9,999 0.30% APY $5.00 $500 Day Month Any time None
$10,000 & more 0.30% APY $5.00 $500 Day Month Any time None

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Funds - Monthly
Average
Daily
Balance
Daily
Savings
Minimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$500 to 999 0.40% APY $500.00 $500.00 Day Month 1st 5 days of month 7 days dividends
$1,000 to 1,999 0.40% APY $500.00 $500.00 Day Month 5 days of month 7 days dividends
$2,000 to 9,999 0.40% APY $500.00 $500.00 Day Month 5 days of month 7 days dividends
$10,000 & more 0.40% APY $500.00 $500.00 Day Month 5 days of month 7 days dividends

High Rate - Quarterly
Average
Daily
Balance
Daily
Savings
Minimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$500 to 999 1.50% APY $500.00 $500.00 Day Month 1st 5 days of each qtr. 30 days dividends
$1,000 to 1,999 1.50% APY $500.00 $500.00 Day Month 1st 5 days of each qtr.1st 5 days of each qtr. 30 days dividends
$2,000 to 9,999 1.50% APY $500.00 $500.00 Day Month 1st 5 days of each qtr. 30 days dividends
$10,000 & more 1.50% APY $500.00 $500.00 Day Month 1st 5 days of each qtr. 30 days dividends

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IRA - Quarterly
Average
Daily
Balance
Daily
Savings
Minimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$500 to 999 0.00% APY $2,000.00 $2,000.00 Day Month Any time None
$1,000 to 1,999 0.00% APY $2,000.00 $2,000.00 Day Month Any time None
$2,000 to 9,999 1.00% APY $2,000.00 $2,000.00 Day Month Any time None
$10,000 & more 1.00% APY $2,000.00 $2,000.00 Day Month Any time None

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Checking
Average
Daily
Balance
Daily
Savings
Minimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$500 to 999 0.30% APY $15.00 $500.00 Day Month Any time None
$1,000 to 1,999 0.30% APY $15.00 $500.00 Day Month Any time None
$2,000 to 9,999 0.30% APY $15.00 $500.00 Day Month Any time None
$10,000 & more 0.30% APY $15.00 $500.00 Day Month Any time None

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Fees may reduce the earnings on the account.

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