Our Interest is Serving Yours
Effective October 1, 2018
Rates subject to change without notice
| Term Share Certificates | |
| Months | APY |
| 6 | 2.30% |
| 12 | 2.65% |
| 18 | 2.75% |
| 24 | 2.90% |
| 30 | 2.95% |
| 36 | 3.00% |
| 48 | 3.10% |
| 60 | 3.20% |
| Minimum Amount - $2,000 | |
Early Withdrawal Penalty: Any amount withdrawn prior to the maturity date of this Certificate will be assessed a penalty equal to the amount of the withdrawal times the remaining term (days) of this certificate at the rate of 2 times the current APR (divided by 365) paid on this certificate. The penalty amount will be deducted from the amount withdrawn. Dividends earned will be paid at the end of each month and disbursed as directed by the holder. Funds from Certificates will be deposited into regular shares on the maturity date unless other arrangements are made. Savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.
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| Savings | |||||||
| Average Daily Balance | Daily Savings | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
| $500 to 999 | 1.75% APY | $5.00 | $500 | Day | Month | Any time | None |
| $1,000 to 1,999 | 1.75% APY | $5.00 | $500 | Day | Month | Any time | None |
| $2,000 to 9,999 | 1.75% APY | $5.00 | $500 | Day | Month | Any time | None |
| $10,000 & more | 1.75% APY | $5.00 | $500 | Day | Month | Any time | None |
Click here for savings accounts
| Funds - Monthly | |||||||
| Average Daily Balance | Daily Savings | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
| $500 to 999 | 2.00% APY | $500.00 | $500.00 | Day | Month | 1st 5 days of month | 7 days dividends |
| $1,000 to 1,999 | 2.00% APY | $500.00 | $500.00 | Day | Month | 5 days of month | 7 days dividends |
| $2,000 to 9,999 | 2.00% APY | $500.00 | $500.00 | Day | Month | 5 days of month | 7 days dividends |
| $10,000 & more | 2.00% APY | $500.00 | $500.00 | Day | Month | 5 days of month | 7 days dividends |
| High Rate - Quarterly | |||||||
| Average Daily Balance | Daily Savings | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
| $500 to 999 | 2.25% APY | $500.00 | $500.00 | Day | Month | 1st 5 days of each qtr. | 30 days dividends |
| $1,000 to 1,999 | 2.25% APY | $500.00 | $500.00 | Day | Month | 1st 5 days of each qtr.1st 5 days of each qtr. | 30 days dividends |
| $2,000 to 9,999 | 2.25% APY | $500.00 | $500.00 | Day | Month | 1st 5 days of each qtr. | 30 days dividends |
| $10,000 & more | 2.25% APY | $500.00 | $500.00 | Day | Month | 1st 5 days of each qtr. | 30 days dividends |
| IRA - Quarterly | |||||||
| Average Daily Balance | Daily Savings | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
| $500 to 999 | 0.00% APY | $2,000.00 | $2,000.00 | Day | Month | Any time | None |
| $1,000 to 1,999 | 0.00% APY | $2,000.00 | $2,000.00 | Day | Month | Any time | None |
| $2,000 to 9,999 | 2.25% APY | $2,000.00 | $2,000.00 | Day | Month | Any time | None |
| $10,000 & more | 2.25% APY | $2,000.00 | $2,000.00 | Day | Month | Any time | None |
| Checking | |||||||
| Average Daily Balance | Daily Savings | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
| $500 to 999 | 1.75% APY | $15.00 | $500.00 | Day | Month | Any time | None |
| $1,000 to 1,999 | 1.75% APY | $15.00 | $500.00 | Day | Month | Any time | None |
| $2,000 to 9,999 | 1.75% APY | $15.00 | $500.00 | Day | Month | Any time | None |
| $10,000 & more | 1.75% APY | $15.00 | $500.00 | Day | Month | Any time | None |
Click here for Checking accounts
Fees may reduce the earnings on the account.
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