CW Checking

Special overdraft service (S.O.S.) is available for members that meet the following criteria:

1. Members must have at least 3 consecutive and consistent direct deposits into the account. The amount of overdraft the account is approved for is based on the amount of the direct deposits. If deposit amounts drop or vary, the amount of overdraft the member can have access to will adjust accordingly. (Max $300.00)
2. Direct deposits going into the account must be weekly, biweekly, or monthly.
3. If there is a personal, auto, or mortgage loan attached to the account it cannot be more than 30 days delinquent.
4. Member cannot have any other withdrawals/deposits from other payday/cash advance companies.

For more information on CW S.O.S. click here . If interested in S.O.S.  feel free to contact us or email info@comwide.com.

Yes, we try our hardest not to hold funds, but in some cases a hold may be required.

Reasons why a check could be put on hold include but are not limited to: a large check, an out of state check, a remote deposit check, or an unfamiliar check. The decision to hold a check will be made by the checking department in the case of remote deposited checks, or the Office Manager of the branch where the deposit is made. In the case of a branch, the manager will notify you at the time of deposit if a hold will be placed, and if so, for how long. The funds will be held in the savings account and may last up to 14 business days, or in some cases longer. Checks deposited through mobile deposit may be subject to longer hold times.

CW Checking accounts come with ID Protect and there is no monthly fee to maintain a CW Checking account. There is also no minimum amount needed to maintain the account, but we do require a $5 deposit to open the account, along with enough to cover the cost of any checks ordered. We require some activity every month to prevent the account from going dormant. If interested in return fees, stop pay fees, or any of our other service fees, click here.

If you find that your checks are lost or have been stolen follow these steps:

1. Determine the check number or check number ranges of the checks that are missing.

2. Contact us with this information to fill out a stop payment authorization. The stop payment form does require a signature which can be completed through email or in office, and must be signed before the stop payment is completed. This will prevent any checks that may have been stolen from posting to your account. (A fee for a stop payment may be assessed if checks are lost rather than stolen).

3. If checks are stolen personal account information is listed on the checks, so for security we do recommend that at a minimum the checking account is closed and a new one opened.

4. If checks are stolen, file a police report.

5. If the account is closed and reopened be sure to update your direct deposit or electronic withdrawal information with any companies that use this information.

CommunityWide FCU’s Routing/ABA number is 271291855

The routing number also known as an ABA number is unique to each financial institution and is the same for all accounts. You can find the routing number in the bottom left corner of your checks, as noted below.

For your convenience, it is also located at the bottom of every page of our website along with our contact information. If you would like to set up direct deposit and need this information to do so, please complete this form: Printable/Downloadable direct deposit form

If you need to have your number for making electronic payments with your checking account (often referred to as your MICR number), you can find this by going to CWAnyWhere and clicking on your checking account from the dashboard and selecting "Account Info"  and it will be listed under "Checking Account Number" on the right side of the information screen.