What's it for?
The Many Uses of CW Share Secured Loans
Perfect for financing life’s important moments without dipping into your hard-earned funds, whether you're planning a home renovation, covering unexpected medical expenses, or making a significant purchase, this loan offers the flexibility you need with some of the lowest interest rates around. You can borrow confidently, knowing your savings continue to grow, and with great online and mobile services, it's a smart way to fund your goals while keeping your financial plans on track.
CW Share Secured Loans | |
Effective Date: Monday, September 16, 2024 | |
APR | Maximum Term |
6.49% APR fixed | 84 months |
Which Loan is Right For You?
CW Personal Loan
- Generous Loan Amount: Borrow up to $5,000 to cover your needs.
- Debt Consolidation: Simplify your finances by consolidating multiple high-interest credit cards into one manageable payment.
- Fixed Rates and Terms: Enjoy predictable monthly payments that won't change.
- Affordable Payments: Start with payments as low as $50 per month.
- No Early Payoff Penalty: Pay off your loan early without incurring any fees.
Best Choice as Credit Card Alternative
CW Share Secured Loan
- Credit Score Boost: Build or improve your credit with an installment loan.
- Fixed Monthly Payments: Set a consistent payment that fits your budget and won’t change.
- Secured by Savings: Your savings balance secures the loan, with funds becoming available as you pay down the balance.
- Earn Dividends: Continue earning dividends on the secured amount throughout the loan term.
- Early Payoff Flexibility: Pay off your loan early without penalties.
Best Choice for Establishing Credit
CW Auto Loan
- Flexible Collateral Required: Use your free and clear vehicle title as collateral.
- Long-Term Financing: Finance your loan for up to 78 months.
- No Extra Fees for Early Payoff: Pay off your loan early without any additional fees.
- Convenient Payment Options: Choose to pay in person, by phone, online, by mail, or at a shared branch.
- Higer Approval Amount, without Share Security Requirement - Using a vehicle as collateral, loan amounts are often able to be much higher.
Best Choice for Higher Borrowing
Savings Calculator
We want to help you reach your goals! Please use our calculator to assist you in your decisions.
first time borrower?
Build Your Credit with Confidence
Are you looking to build or improve your credit? CW is here to help. CW Share Secured Loans are designed to establish a strong payment history, with monthly reports to the three major credit reporting agencies, and because you are borrowing against money you already have, there is no risk. This is the best way to build credit if you are a first time borrower or improve your credit if you are having challenges getting a loan. Establishing consistent payments is the key. Learn more about building credit by clicking below.
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