CW Membership Benefits

If your employer offers direct deposit, give the payroll department our credit union’s routing number 271291855 and your account number. If you need to provide them with a direct deposit form. Please see below.

Your account number for electronic transactions can be found on your checks.

If the direct deposit is going into a savings account you can use the account number found in CWAnyWhere or from your loan membership packet as described above. If only a savings is open on a CW account this must be specified with the company initiating the deposit or withdrawal.

If the direct deposit is going into a checking account there is an additional check digit at the end of your account number that should be used. Some accounts may also have a longer number called a MICR number that should also be used. One of these two numbers will be listed on your check in the account number area. If you have no checks and are unable to identify either your checking account number or the MICR number, please contact us.

For direct deposit, sometimes a request in writing is needed. A downloadable/printable form is provided here.

If you would like to add a joint owner you can do this from CWAnyWhere within the account you would like to add the user to. Simply sign in here and then click on the account you would like to add the joint owner to from the dashboard screen and select this icon from the right side of the acount history page to complete the add process:

If you would like to remove a joint owner from your account, the joint member being removed must come into an office and sign off the account. The primary person remaining on the account cannot remove the joint owner. They can, however, close the account and open a new one in just their name if the joint owner is unable to come into an office to sign off the account.

If the person that needs removed from an account is the primary owner, the account must be closed and the joint owner will need to open a new account in their name only.

For further information on this process, please contact us at info@comwide.com

No, CommunityWide FCU does not offer safety deposit boxes at this time.  

Yes, we do. Currently, wires can only be initiated in a CW office.

Sending a domestic wire is $20.00. The funds will arrive to the destination same day as long as the transaction is done in office before 4:30 PM. A domestic wire form must be completed and returned to the nearest office.

Sending an international wire is $50.00 and requires additional approval from management. The funds will arrive to the destination same day as long as the transaction is done in office before 3:30PM. An international wire form must be completed and returned to the nearest office.

If you need information to originate a wire to be deposited to your CW account, you can give incoming wire instructions to the financial institution you are originating the wire from. Receiving a wire transfer into your CW accounts has a fee of $10.00.

As of January 1, 2012, paper savings bonds are no longer sold at financial institutions. This action supports Treasury’s goal to increase the number of electronic transactions with citizens and businesses.

Additionally, CommunityWide Federal Credit Union does not cash savings bonds.

Click here for details about purchasing savings bonds electronically.

You will find that CW pays the highest rates and charges the lowest fees.

For our full account dividend rates, please click here.

For our complete list of loan interest rates, click here.

Our complete fee schedule can be found on our disclosures page and you can also find it by clicking here.