CW HiRate Savings

You qualify to join CW if you are a member of Michiana Goodwill Boosters, Marine Corps League of St. Joseph Valley, Habitat for Humanity Helpers, or Ronald McDonald House Charities of Michiana; if you are an employee, retiree, or donor member of any of our business associations; or as a relative or spouse of an existing member of CW.

If you do not qualify as a member of one of these associations at time of application, you can still qualify as a member, and we can assist you by accepting your qualifying membership dues (most often with a donation of $5.00 to the association of your choice).

You will need the following to open an account:

• Valid government issued ID, passport, or military identification showing your current address. (If the address is not correct, present a utility bill, bank statement, or paystub showing the correct address.)

• Social Security Number (SSN) or Tax ID Number (TIN)

Ready to join? Open an account today!

Still not sure about membership? Learn more about the benefits of being a CW member.

If you would like to add a joint owner you can do this from CWAnyWhere within the account you would like to add the user to. Simply sign in here and then click on the account you would like to add the joint owner to from the dashboard screen and select this icon from the right side of the acount history page to complete the add process:

If you would like to remove a joint owner from your account, the joint member being removed must come into an office and sign off the account. The primary person remaining on the account cannot remove the joint owner. They can, however, close the account and open a new one in just their name if the joint owner is unable to come into an office to sign off the account.

If the person that needs removed from an account is the primary owner, the account must be closed and the joint owner will need to open a new account in their name only.

For further information on this process, please contact us at info@comwide.com

Yes, we do. Currently, wires can only be initiated in a CW office.

Sending a domestic wire is $20.00. The funds will arrive to the destination same day as long as the transaction is done in office before 4:30 PM. A domestic wire form must be completed and returned to the nearest office.

Sending an international wire is $50.00 and requires additional approval from management. The funds will arrive to the destination same day as long as the transaction is done in office before 3:30PM. An international wire form must be completed and returned to the nearest office.

If you need information to originate a wire to be deposited to your CW account, you can give incoming wire instructions to the financial institution you are originating the wire from. Receiving a wire transfer into your CW accounts has a fee of $10.00.

Rest easy knowing that your savings are safe and secure with CommunityWide Federal Credit Union. The National Credit Union Share Insurance Fund (NCUSIF) insures member deposits up to $250,000 per depositor, per ownership category at federally insured credit unions. This coverage is backed by the full faith and credit of the U.S. government, ensuring that no member of a federally insured credit union has ever lost a penny of insured savings.

Single ownership accounts, joint accounts, and certain retirement accounts like IRAs are insured up to $250,000 each. Additional coverage is available through proper structuring of accounts and using different ownership categories. The Share Insurance Estimator can be used to verify that all of your deposits are fully insured by NCUA.

To learn more about this federal insurance, please click here.

You will find that CW pays the highest rates and charges the lowest fees.

For our full account dividend rates, please click here.

For our complete list of loan interest rates, click here.

Our complete fee schedule can be found on our disclosures page and you can also find it by clicking here.