Open an Account
A CW Checking account is a checking account like no other. We offer all of the typical features of a checking account with the added benefit of ID Protect.
What is ID Protect? A comprehensive identity protection coverage that provides tools for preventing and detecting identity theft, and correcting it should you ever become a victim. Keeping yourself and your family*** protected from fraud and loss is possible with a CW Checking and is just one of the many great features of this service.
Featured Benefits of CW Checking
- FREE Online and Mobile Banking
- FREE Bill Pay
- Visa Debit Cards
- Surcharge FREE ATMs (Over 30,000 Nationwide)
- Remote Deposit Capture
- Special Overdraft Service (SOS)
- Courtesy Overdraft Notifications (Text/Email/Call)
- ID Protect
- Direct Payroll and Other Recurring Deposits
- E-Statements
- Text Alerts
- FREE Professional Financial Counseling and Education
- High Dividend Rates
- CO-OP Shared Branching Access - Over 5,500 Office Locations Nationwide
| Checking | |||||||
| Average Daily Balance | Daily Savings | Minimum balance to open | Min. Balance to Earn Dividends | Dividends earned each | Dividends paid at end of each | No penalty withdrawal period | Withdrawal penalty on amount |
| $0 to 999 | 1.00% APY | $15.00 | $1.00 | Day | Month | Any time | None |
| $1,000 to 1,999 | 1.00% APY | $15.00 | $1.00 | Day | Month | Any time | None |
| $2,000 to 9,999 | 1.00% APY | $15.00 | $1.00 | Day | Month | Any time | None |
| $10,000 & more | 1.00% APY | $15.00 | $1.00 | Day | Month | Any time | None |