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CW Rates

CW Dividend Rates

Rates subject to change without notice

CW RATES AT A GLANCE
Effective Date: Tuesday, October 1, 2024
Share TypeAPYAPRMinimum balance to open
CW Checking 0.50% 0.499% $5.00
CW Savings 1.50% 1.490% $5.00
CW HiRate Savings 4.50% 4.410% $5.00
CW IRA Savings 4.50% 4.410% $2000.00
CW Certificates 4.75% 4.650% $1000.00

CW Certificates
Effective Date: Tuesday, October 1, 2024
Term Share Certificates
MonthsAPYAPRMinimum
balance
to open
Dividends paid
at end of each
Withdrawal penalty on amount
6 Months 4.75% 4.650% $1000.00 Month See Below*
12 Months 4.50% 4.410% $1000.00 Month See Below*
18 Months 4.25% 4.170% $1000.00 Month See Below*
24 Months 4.00% 3.929% $1000.00 Month See Below*
36 Months 3.80% 3.736% $1000.00 Month See Below*
48 Months 3.60% 3.542% $1000.00 Month See Below*
60 Months 3.40% 3.349% $1000.00 Month See Below*
*Early Withdrawal Penalty: Any amount withdrawn prior to the maturity date of this Certificate will be assessed a penalty equal to the amount of the withdrawal times the remaining term (days) of this certificate at the rate of 2 times the current APR (divided by 365) paid on this certificate. The penalty amount will be deducted from the amount withdrawn. Dividends earned will be paid at the end of each month and disbursed as directed by the holder. Funds from Certificates will be deposited into regular shares on the maturity date unless other arrangements are made. Savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

CW Checking
Effective Date: Tuesday, October 1, 2024
Average
Daily
Balance
APYAPRMinimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$0 and up 0.50% 0.499% $5.00 $1.00 Day Month Any time None

CW Savings
Effective Date: Tuesday, October 1, 2024
Average
Daily
Balance
APYAPRMinimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$0 and up 1.50% 1.490% $5.00 $1.00 Day Month Any time None

CW Cents Savings
Effective Date: Tuesday, October 1, 2024
Average Daily BalanceAPYAPRMinimum balance to openMin. balance to earn dividendsDividends earned eachDividends paid at end of eachNo penalty withdrawal periodWithdrawal penalty on amount
$0 and up 1.50% 1.490% $5.00 $1.00 Day Month Any time None
When you enroll in the CW Cents Savings Round-Up Program, the Credit Union will round up the amount of any debit card purchase
associated with your CW Checking account to the next whole dollar amount and transfer the amount in excess of the purchase amount
from your CW Checking account to your CW Cents Savings account.

CW HiRate Savings - Monthly
Effective Date: Tuesday, October 1, 2024
Average
Daily
Balance
APYAPRMinimum
balance
to open
Min. Balance
to Earn
Dividends
Dividends
earned
each
Dividends
paid at end
of each
No penalty
withdrawal
period
Withdrawal
penalty
on amount
$0 and up 4.50% 4.410% $5.00 $1.00 Day Month 1st 5 days
of each month
15 days dividends

CW IRA Savings
Effective Date: Tuesday, October 1, 2024
Average Daily BalanceAPYAPRMinimum balance to openMin. balance to earn dividendsDividends earned eachDividends paid at end of eachNo penalty withdrawal periodWithdrawal penalty on amount
$0 and up 4.50% 4.410% $2,000.00 $1.00 Day Month Any time None

CW Loan Rates

Rates subject to change without notice

CW Motor Vehicle, Motor Home, Camper Loans
Effective Date: Monday, September 16, 2024

Loan Rates As Low As...

YearAPRTerm
2021-2025 7.49% 0-48 Months
2021-2025 7.99% 49-60 Months
2021-2025 8.49% 61-72 Months
2021-2025 8.99% 73-78 Months
2020 & Older 8.99% 0-48 Months
2020 & Older 9.49% 49-60 Months
2020 & Older 9.99% 61-72 Months
2020 & Older 10.49% 73-78 Months
Add 2.0% for all Sports Utility Units (non-auto)
The term in months may vary from that shown above based on the applicant's credit profile, or the type, mileage, and condition of the vehicle.

CW Credit Cards
Effective Date: Sunday, October 29. 2023

Loan Rates As Low As...

NameAPR
CW Platinum 12.49%
CW Rewards 18.00%
If you pay your balance in full each month you will not be charged any interest. You will have the option to pay by mail, by phone, online, or directly from your CW account.

CW Share Secured Loans
Effective Date: Monday, September 16, 2024
APRMaximum Term
6.49% APR fixed 84 months

CW Personal Loans
Effective Date: Monday, September 16, 2024

Loan Rates As Low As...

APRMaximum Term
11.49% APR Fixed 84 months

CW Home Fixture Loans
Effective Date: Monday, September 16, 2024

Loan Rates As Low As...

APRMaximum Term
9.90% 84 months

 

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