As a member of CW you have access to the best rates anywhere. Take advantage of this by opening a certificate and earning even more. With just a $1,000 minimum deposit you can invest for terms ranging from 6 months to 60 months.
Upon maturity you will have the option to renew your certificate for another term that you select or we can deposit it into another share account. We do not automatically renew your certificate. We believe that you should be the one to decide when and how you would like to invest your savings.
- Nationally-accredited rates
- $1,000 Minimum Balance Requirement
- No Automatic Renewal
- Terms from 6 to 60 months
- NCUA Insured to at least $250,000
- Dividends can compound in certificate, be deposited to another share, or transfer to another financial institution
- IRA Certificates also available
Think you have found a better rate somewhere else? Just let our member service team know and we will do our best to match other rates. Let us work for you and help you reach those long term financial goals.
NOT A MEMBER? OPEN AN ACCOUNT TODAY!
| CW Term Share Certificates | |||||
| Effective Date: Friday, May 12, 2023 | |||||
| Months | APY | APR | Minimum balance to open | Dividends paid at end of each | Withdrawal penalty on amount |
| 6 Months | 5.00% | 4.889% | $1000.00 | Month | See Below* |
| 12 Months | 5.25% | 5.128% | $1000.00 | Month | See Below* |
| 18 Months | 5.00% | 4.889% | $1000.00 | Month | See Below* |
| 24 Months | 4.65% | 4.554% | $1000.00 | Month | See Below* |
| 36 Months | 4.30% | 4.218% | $1000.00 | Month | See Below* |
| 48 Months | 4.10% | 4.025% | $1000.00 | Month | See Below* |
| 60 Months | 4.00% | 3.929% | $1000.00 | Month | See Below* |
| *Early Withdrawal Penalty: Any amount withdrawn prior to the maturity date of this Certificate will be assessed a penalty equal to the amount of the withdrawal times the remaining term (days) of this certificate at the rate of 2 times the current APR (divided by 365) paid on this certificate. The penalty amount will be deducted from the amount withdrawn. Dividends earned will be paid at the end of each month and disbursed as directed by the holder. Funds from Certificates will be deposited into regular shares on the maturity date unless other arrangements are made. Savings federally insured by NCUA to at least $250,000 and backed by the full faith and credit of the United States Government. | |||||